Launching 2026

Your employer set aside $24,000 for your health care. What happens when you don't use it?

If your household has two health plans and only needs one, you're leaving thousands of dollars on the table every year. We help you get paid for it.

Join the Waitlist
~30M dual-earner couples face this decision every October
How It Works
Three steps. Five minutes. Real money.
No spreadsheets, no calling HR, no guesswork. The platform does the work for you.
01

Enter your info

Both employers, both plan options, your family situation. Takes less than five minutes. No benefits expertise required.

02

We find the match

The platform compares both employers' rules against both plans and finds the best deal for your household.

03

Get paid monthly

One plan covers the family. The other employer pays you a monthly opt-out. Real money, every month, for coverage you weren't going to use twice.

Who It's For
Built for both sides of the table
CouplesBenefits works because both couples and employers win.
👪

For Couples

If you and your spouse both have employer health coverage, you're probably declining one plan every year and getting nothing for it.

  • Turn declined coverage into a monthly payment
  • Keep the better plan for your family
  • No spreadsheets, no calling HR
  • Average household gain: $5,000 to $12,000/year
🏢

For Employers

You're spending $20,000+ per employee on family coverage. Some of those employees have great coverage through a spouse. Let them opt out — and save.

  • Set your opt-out rules once, it runs itself
  • Save 40–50% on coverage for participating employees
  • Retain talent with a benefit employees actually feel
  • No individual decisions disclosed — aggregate data only
$24K
Average employer allocation for family coverage, per year
$930
Example monthly opt-out payment to the household
5 min
Time to complete the intake and find your match

Be the first to know

We're launching soon. Join the waitlist and we'll reach out when we're ready for you.

No spam. Just a heads-up when we launch.

You're on the list.

We'll be in touch when we're ready. Thanks for your interest in CouplesBenefits.